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📥 How to Receive an ACH Transfer from the United States in Pana

To receive this type of transfer in Pana, you only need to share your correct account details with the person who will be sending you the money. Here’s how it works:

Updated over a week ago

Are you expecting money from a U.S. bank account and want to receive it directly in your Pana account? With Pana, you can receive ACH transfers (Automated Clearing House) easily and securely from any bank in the United States—just provide the sender with the information they need to initiate the payment.

📌 Information You Need to Provide to Receive the Transfer

For someone to send you money from a U.S. bank using ACH, you must provide the following:

Full name of the account holder
Routing Number (the bank routing number of your Pana account)
Account number
Account type: Checking

This information is available in your Pana app. Go to the Add Money section or Profile to find your U.S. account number and routing number.

📱 How to Receive the Transfer in Pana

  1. Open the Pana app

  2. Go to the Receive Money section

  3. Copy your account number and routing number

  4. Share them with the person or company sending you the transfer from their U.S. bank

Once the ACH transfer is initiated by the sending bank, the funds will arrive in your account within a few business days, depending on standard ACH processing times.

⏱️ How Long Does It Take?

ACH transfers are typically processed within 1–3 business days after they are initiated by the sending bank or platform. Exact timing may vary depending on bank cutoff times and the internal processes of the sending institution.

📌 Tips to Ensure a Successful Transfer

✔️ Make sure your routing number and account number are correct before sharing them.
✔️ Clearly indicate that the transfer is an ACH transfer (not another payment method) from a U.S. bank.
✔️ Confirm with the sender if their bank requires any additional information to complete the transfer.

🛟 Need Help?

If you have questions or need help finding your receiving details or confirming an incoming payment, you can contact us directly through the Pana app or by email at ayuda@getpana.app

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