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💸 How to Send Money for Free to another Pana User

Send and receive money between friends instantly — with no fees and no waiting

Updated over a week ago

With Pana, sending money to someone who also has a Pana account is instant, secure, and completely free. It’s perfect for sending money to family, friends, or coworkers directly from your USD balance, no matter where they are.

🌟 What Does “Pana to Pana” Mean?

When you send money Pana to Pana, the transfer happens within the same system:

  • 📲 No fees or commissions

  • Instant transfers

  • 🌍 Works between Pana users in any supported country

  • 💵 Funds are sent directly from your Pana account balance to the recipient’s Pana balance

  • 🪪 You only need the recipient’s phone number associated with their Pana account

📱 Steps to Send Money for Free to Another Pana User

Follow these steps in the Pana app:

  1. Open the Pana app on your phone

  2. Tap Send Money

  3. Select Send Pana to Pana (Global)

  4. Enter the recipient’s phone number or sync your contacts to see all your Panas

  5. Enter the amount you want to send

  6. Review the details

  7. Tap Send

And that’s it! The money will arrive instantly in your friend’s Pana balance. 🚀

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